| 英文摘要 |
How to coordination with the rules and regulations and how to offer financing properly are the follow-up problems. Therefore, the currently urgent tasks for the government are to help expand the market and increase sales, to set up some rules and regulations for the industry to obey, and to guide the industry with proper related financing. To guide the industrial development, the government has to propose a set of thorough and well-organized strategies and measures. While compared with the other countries, the scale of Small and Medium Business Credit Guarantee Fund in Taiwan is so obviously small that strengthening the credit guarantee mechanism has become an urgent and worthwhile task for the government
In viewing the industrial scale and short-term growth of environmental protection service industry in Taiwan, a credit guarantee fund so far is not suitable to recommend. At present, SMEG mechanism works well in the financial market, and its financing guarantee program supported by separate funds also wins lots of popularities. Therefore, when considering the benefits of saving time and administration cost, the model of SMEG is suggested to be adopted into the construction of the credit guarantee mechanism for the environmental protection service industry.
After the specific fund runs for a period of time, we should evaluate its efficiency, merits, and demerits. For more, in accordance with the goal of related policies, we should cautiously adjust the schedule of guarantee fund for environmental protection service industry. The ideal operation of a credit guarantee mechanism should benefit the guarantee-providing organization, the loan-offering department, and the loan- applicant as well. That is, under the high rate of utilizing credit guarantee fund, the credit guarantee mechanism creates an ultra efficiency of financing and economical activities; on the other hand, the credit guarantee mechanism can still continue its normal operation in the low rate of compensation.
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